Association Liability

Association_LiabilityOver the years, there has been an increase in the number of associations and non-profit organisations created to meet a wide variety of community needs. However, despite their good intentions, many of these organisations and their officers have found themselves at risk of expensive litigation arising from the provision of services to their members or to the public.

In addition to the increased risk of litigation, exposure also extends to include increased litigation costs and more stringent corporate governance requirements to the point that prudent associations and non-profit organisations and their officers simply cannot take the risk of operating without the security of proper and tailored cover.

Typically, the salient features of the coverage that we arrange for our customers include the following:

  • Directors & Office Bearers
  • Professional Indemnity
  • Association Reimbursement
  • Management Liability
  • Employment Practices
  • Trustee Liability
  • Crime

The cover can be further widened to include important extensions that include:

  • Defence Costs
  • Retroactive Cover
  • Extended Reporting Period
  • Loss of Documents
  • Defamation
  • Spousal Liability
  • Heirs, Estates and Legal Representatives
  • Committees
  • Official Investigation and Inquiries
  • Retirement Cover
  • Outside Directorship Cover
  • Public Relations

We believe the best approach is to be hands-on and we personally oversee the services we provide. So even when a claim is being handed over to an adjuster, we are always kept in the loop to monitor developments and provide assistance to our customers where required. To achieve maximum efficiency, we do everything we need to understand your business, your priorities and your needs.

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