Umbrella Liability

umbrella_liabilityAn Umbrella Liability Insurance is a business insurance for companies which provides excess cover over a company’s underlying liability insurance policies.

It eliminates the need to issue separate excess liability insurance cover over each liability insurance policy. It also extends business insurance coverage and offers protection where gaps in the primary liability insurances have been overlooked.

Our target markets include: 

  • Construction
  • Industrial & Manufacturing
  • Distribution
  • Real estate and hospitality
  • Energy
  • Services
  • Retail 

Some key features of the coverage we arrange would include the following: 

  • Dropdown coverage of agreed underlying primary liability insurance policies upon exhaustion of annual aggregate limits
  • Dropdown coverage for contingencies not covered under the agreed primary liability insurance policies
  • Excess limits
  • Broad definition of personal injury

We guarantee an understanding of your needs thereby ensuring the delivery of tailored liability solutions to a broad range of industries. Whatever the risk we can provide professional advice along with a proven track record in placement and claims handling.



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